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Finally, 2021 has arrived and I can only hope that it is a far better year for all of us than 2020. As we approach the coming months, it is vital that you take whatever steps you can to make sure that you are getting the most out of every single penny that you earn. I have said it for years now and once again I am going to repeat it – the most important part of your financial foundation is an emergency fund.
The problem is that many of you have had to use your emergency fund over the past year and now’s the time to start over again.
If that is true for you, or if you want to know the best place to keep your emergency fund, then you need to listen to me very, very carefully, and then I want you to take action.
Given that interest rates are low right now, I wanted to find a way to increase the return you can earn on your savings. What if there was a type of savings account that paid you to save? Yes, you read that right. Wouldn’t it be great to get cash back in addition to the current interest rate, all while saving for an emergency?
So here is what I came up with for you…
The Ultimate Opportunity Savings Account – Get $100 cash bonus when you SAVE!
I loved this idea, but my next step was to find a great partner who would do it. And I wanted to make sure that I chose a financial institution that really had your best interest at heart in all matters of finance, not just the rates that they pay you on the savings account, but also getting you some of the best rates on mortgages, refinancing, ATM fees etc., etc.!
And most importantly, I wanted to make sure you had an honest place to bring your money home to. A place that puts YOUR needs in front of theirs. (This wasn’t as easy to find as you think…)
But after quite the search, I found exactly what I was looking for with Alliant Credit Union.
Not only because they are one of the largest and best online credit unions in the country, but because they also have ways that can make most of you eligible to become a member, no matter where you live and at no cost to you.
So, when they agreed to create what I consider to be the best savings account available on the market today, I thought I was going to explode with excitement.
The Ultimate Opportunity Savings Account is here!
And this is all you have to do to take advantage of it:
- Open The Ultimate Opportunity Savings Account at MyAlliant.com and simply deposit at least $100 a month for 12 consecutive months.
- After making 12 consecutive monthly deposits of at least $100, you will get a $100 bonus deposit added to your savings account. $100 x 12 = $1,300 (really, people!)
Now THAT is a great return because you are being paid to save! You also will earn Alliant’s current interest rate on your money.
Now let’s be clear about how this works, so we all get the $100 bonus.
- You can’t skip a month. Nor can you make a one-time $1,200 deposit or two $600 deposits.
- The key to earning the $100 bonus is to not miss a monthly deposit.
- The monthly deposit must be $100 — or more, if you really want to save and build an 8-month emergency fund.*
- Since this account is so unique, the $100 cash bonus is only available to new members of Alliant.
To help you accomplish the 12-month commitment, you can set up an automated monthly transfer from a checking account (at any bank or credit union where you currently have an account) to your new Alliant Ultimate Opportunity Savings Account. The automatic transfer is free on both sides of the transaction.
Now this next point is important…
Let’s say for whatever reason you can’t keep the $100 monthly deposit commitment for 12 consecutive months – no problem. You can leave the money you did deposit in your account, as long as you have a minimum balance of $5. And as long as you have at least $100 in your account, you will still earn Alliant’s current interest rate (just not the $100 bonus). If you find that you need to withdraw any or all of your money during the 12-month period, you can at any time. There are no monthly service fees when you elect eStatements, and no minimum balance charges. Even after you get your $100 bonus at the end of the 12 months, you can withdraw all your money with zero penalties.
But given that Alliant pays a very competitive interest rate, I want you to leave your money right there and use Alliant as your go-to for all your financial needs, such as mortgage loans, refinancing, etc.
NO COST MEMBERSHIP IS REQUIRED
As with all credit unions, you must become a member to have an account. Alliant makes it easy to become a member. You may qualify based on the company you work for or the community you live in. But if that doesn’t work for you, Alliant will make a $5 charitable donation on your behalf, which will make you eligible for Alliant membership. Easy, right? And rest assured, Alliant is a federally insured credit union by the National Credit Union Association (NCUA). That is the equivalent to FDIC for banks. So your money is safe and sound.
DON’T MISS OUT!
Because this is such a unique offer, The Ultimate Opportunity Savings Account is only available for a limited time.
I urge you to take advantage of The Ultimate Opportunity Savings Account, and get your $100 bonus while you can.
Go to myalliant.com
* For complete details on requirements to receive the $100 bonus, please visit myalliant.com.
Suze’s Savings Solution
Imagine how great it would be if you could get paid to save your money instead of spend it! Listen to Suze’s Sunday podcast for more information about The Ultimate Opportunity Savings Account. Listen and subscribe to Suze Orman’s Women & Money Podcast on your favorite podcast streaming app.