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![chart](https://www.msn.com/en-us/autos/news/bitcoin-surges-above-43000-to-a-record-after-elon-musks-tesla-buys-15-billion/{"default":{"load":"default","w":"80","h":"42","src":"//img-s-msn-com.akamaized.net/tenant/amp/entityid/BB1dvZrh.img?h=419&w=799&m=6&q=60&o=f&l=f"},"size3column":{"load":"default","w":"62","h":"33","src":"//img-s-msn-com.akamaized.net/tenant/amp/entityid/BB1dvZrh.img?h=327&w=624&m=6&q=60&o=f&l=f"},"size2column":{"load":"default","w":"62","h":"33","src":"//img-s-msn-com.akamaized.net/tenant/amp/entityid/BB1dvZrh.img?h=327&w=624&m=6&q=60&o=f&l=f"}})
Yet GameStop probably wouldn’t have been allowed to do a secondary stock offering during the short squeeze. The U.S. Securities and Exchange Commission probably would have prevented it from happening.
Databricks exec explains why open banking will disrupt finance the same way open source upended software
Databricks
- Junta Nakai is the global industry leader for financial services and sustainability at Databricks, a big data and AI company valued at $28 billion.
- In this op-ed, Nakai explains open banking and why it is critical to the future of finance.
- Nakai also explains how firms can be best prepared for the shift.
- Visit the Business section of Insider for more stories.
The way individuals borrow, save, and move money hasn’t changed much in decades. However, things are changing. Open technologies and the adoption of data and artificial intelligence are fundamentally transforming the way we interact with money.
Open banking – rules that force banks to share customer data with competitors – will be the catalyst that upends this decades-long innovation stasis.
The concepts of open application programming interfaces (APIs), open data, and open source that underpin open banking will quickly spread beyond Europe
![The Capital City Public Charter School, located at the Steeplegate Mall, has been closed since the end of the 2019-2020 school year after an audit yielded accusations of financial discrepancies.](https://www.msn.com/en-us/news/us/concord-school-surrenders-charter-after-financial-audit-probed/{"default":{"load":"default","w":"80","h":"60","src":"//img-s-msn-com.akamaized.net/tenant/amp/entityid/BB1dvN9S.img?h=600&w=799&m=6&q=60&o=f&l=f"},"size3column":{"load":"default","w":"62","h":"47","src":"//img-s-msn-com.akamaized.net/tenant/amp/entityid/BB1dvN9S.img?h=468&w=624&m=6&q=60&o=f&l=f"},"size2column":{"load":"default","w":"62","h":"47","src":"//img-s-msn-com.akamaized.net/tenant/amp/entityid/BB1dvN9S.img?h=468&w=624&m=6&q=60&o=f&l=f"}})