Understanding The Claims Process

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Insurance firm claims departments make use of numerous claims adjusters supported by a staff of information management and knowledge entry clerks Incoming claims are categorized based mostly on severity and are assigned to adjusters whose settlement authority varies with their information and expertise. The adjuster undertakes an investigation of every claim, usually in close cooperation with the insured, determines if coverage is available beneath the phrases of the insurance contract, and if so, the affordable monetary worth of the claim, and authorizes payment.